Baccarat Beginner’s Guide for 2023

Baccarat Beginner's Guide for 2023-banner

Table of Contents

Welcome to the complete VIPPH guide on how to play and win at Baccarat. Here, we cover the rules of Baccarat, the payouts, house edge, best strategies, and other valuable resources to help you make the most of each round.

Although the card game of Baccarat may seem complex, it’s actually one of the easiest options to play in a casino and maintains a low house edge. This combination can make it the perfect fit for many players. Plus, it’s the featured game in classic James Bond movies, adding an allure to the casino floor.

The Rules of Baccarat

Baccarat is a card game played with six, seven, or eight standard decks of 52 cards each. The objective here is to correctly predict which of two hands will win the round, or if it will be a tie.

The value of a hand is the total of its cards, but only the rightmost digit is considered. For example, a hand made from a 10 and 6 is only worth six points, while a 2 and a 7 in the same hand are worth 9 points, making it a stronger hand.

Cards from 2 to 9 have the value of the numbers shown on the actual cards. For 10, Jack, Queen, and King, each card is worth 0 points, while an Ace is one point.

Baccarat Dealing Rules

Each hand starts with two cards and additional cards may be drawn from the deck. Baccarat dealing rules are somewhat complex:


    • If the player’s total is 5 or less, the dealer adds a third card to the hand.

    • If the player’s total is 6 or 7, no additional card is required.

    • If the player stands, the banker draws another card on 5 or less and stands on 6 or 7.

    • If the banker’s total is 2, 1, or 0 from the first two cards, the dealer adds a third card to the hand regardless of the player’s hand.

    • If the banker’s total is 3 and the player’s third card is not 8, the banker gets another card.

    • When the banker’s total is 4 and the player’s third card is 2-7, the hand receives another card.

    • When the banker’s total is 5 and the player’s third card is 4-7, another card is drawn.

    • If the banker’s total is 6 and the player’s third card is 6 or 7, another card is added to the banker’s hand.

    • If the banker’s total is 7 from the first two cards, the hand stands.

Baccarat Odds

The house edge in Baccarat depends on the number of decks used in the game and the betting options. When using eight decks, the “Player” bet has a house edge of 1.24%. The “Banker” bet offers better Baccarat odds with a lower house edge of 1.06%, despite a 5% commission on wins. This makes the Banker bet the best bet and the recommended option in our Baccarat guide.

The third common betting option in Baccarat is on the “Tie,” which gives the casino a 14.4% advantage when it pays 8:1 and 4.85% for a 9:1 payout. In the event of a tie, bets on the banker or player will be a push and customers get their stake back.

Overall, the banker’s hand will win approximately 45.8% of rounds, while the player’s hand will win 44.6% of the time. Ties occur in 9.6% of rounds, so considering this due to the low payout provided, the banker’s hand will win about 51% of the bets.

As a result, Baccarat is among the casino games with the best odds when avoiding the tie bet. In fact, it’s best to bet only on the banker’s side given the lower house edge.

How to Play Baccarat

Regardless of whether you’re playing in a land-based casino or online, you just need to follow these simple steps:

Joining the Baccarat Table Find a Baccarat table with an available seat at the casino and sit down. For online Baccarat, find the game in the casino you like and start it. Baccarat is also called Punto Banco, which is currently the most popular variant of the game.

Placing Bets Select the desired size of casino chips and then place them on the corresponding bet you wish to make. When learning how to play Baccarat online, you can take as much time as you want to place a bet and then deal the cards. Live versions have designated windows for betting.

Dealing the Cards After placing a bet, the dealer will deal the cards based on Baccarat rules. For online gaming, you need to press the “Deal” button to start the action.

Paying Out Winners Once the hands are determined, the dealer will pay out the winnings to players, and a new round is ready to start. It’s really that simple.

Join VIPPH and Win While Having Fun

There are many tips you can learn by reading the articles we have made on our VIPPH website. You can read many guides on playing the game you want. Are you obsessed with spinning the reel of a slot, do you think you are lucky? Why not try roulette or craps. Use your card-playing skills in blackjack, Baccarat, or poker. Win while watching the sports you love by betting on it. What are you waiting for? Visit our website and register now!